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The health protection you need
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The best life insurance to protect your family
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EN
ID
Best Life Insurance
Secure your family's future in case of an unfortunate death or critical illness.
Flexible coverage for all family members
Starting from
Rp22.000
Date of Birth
Find products based on
or
Amount
under Rp 500.000
under Rp 500.000
Rp 500.001 - Rp 1.000.000
above Rp 5.000.000
Insure your life, live freely
An important step for secure your future
Flexible coverage for all family members Starting from
Rp22.000Learn more about the life insurance types
With Return of Premium
Term life insurance refunds the premiums paid
if you outlive the policy term.
Without Return of Premium
Term life insurance premiums expire at the end of the policy period, whether or not there are claims.
Factors That Affect The Price of Your Insurance Premiums
The following are seven (7) factors that affect the price of life insurance premiums or contributions:Type of Coverage
The cost of your insurance premium is determined by the type of life insurance you choose. We offer Without Return of Premium Life Insurance and With Return of Premium Life Insurance.
Smoking Habit
If you are a smoker, usually you will have to pay higher premiums compared to non-smokers because smoking increases the risk of dangerous diseases such as cancer, stroke, heart disease and lung disease.
Age
Your age is a major factor in determining life insurance premiums. The insurance premiums are higher for older people as the risks of illness are higher than younger people.
Medical History
The amount of your premium is determined by your previous medical records. Your premium will be higher if you have a history of illness or if you have a pre-existing disease.
Gender
Gender is also a significant factor in the price of life insurance. Insurance carriers use statistical models to approximate how long someone with a specific profile will be around. Women, on average, live nearly five years longer than men, so they have lower rates.
Occupation
The premium charges are affected by the nature of your work and the amount of risk you face at work. If you work in a high-risk environment where there is a high risk of injury, your premium will be higher.
Lifestyle
If you lead a risky lifestyle with hobbies such as racing cars, scuba diving, or rock climbing. If so, you'll have to pay substantially more for insurance.
Buy and manage your insurance policy online, directly from Qoala
1
Choose
Choose life insurance according to your needs
2
Fill-in
Complete your personal information and make payment
3
Received
Receive your policy in your email inbox
and claim from Qoala directly
Claim processes are completely digital with this 3 simple steps!
4
Call
Contact our customer service as soon as possible
5
Policy Report
Save all important documents and make reports immediately
6
Submit Documents
Submit the relevant documents to claim representative of Qoala
Enjoy the many benefits of the best life insurance from Qoala
No Medical Check Up
for your spuose and children.
Coverage for Death
Up to Rp2 Billion
In-Depth Comparison
Compare not only price but all the benefits offered!
Frequently Ask Questions
We are here for you
Email
cs@qoala.id
Phone
(+62) 21 5064 5035
In Partnership with
Registered & Supervised by
Find us here
Standard Chartered Tower, Lt 7 Zona BCDE
Jl. Prof. DR. Satrio No.164, Kuningan Tim., Setiabudi, Jakarta Selatan, DKI Jakarta 12950
Copyright © 2023 Qoala | Qoala cooperates with PT Mitra Jasa Pratama. PT Mitra Jasa Pratama is an insurance broker registered and supervised by the Financial Services Authority with registration number: KEP-776/MD/1986.
